From Matthew 18:

Talents are a Debt Owed:

1.) Our sins’ debt is unfathomable (vv. 23-26)

2.) Our God’s forgiveness is irrefutable (27)

3.) Our need to forgive is indisputable (28-35)

From Matthew 25:

Talents are a Duty Obeyed:

1.) Our trust received is intentional (vv. 14-15)

2.) Our task required is faithful (vv. 16-18)

3. ) Our test revealed is inevitable (vv. 19-30)